An Agora Times report on the Indian Insurance Industry 2010

October 30th, 2022 by admin No comments »

In this article we discuss the Indian insurance market and the trends that will help companies in the United States evaluate how they can leverage from this untapped market.

The research has been conducted by the VA consulting team working with inputs from several insurance leaders in the Indian market that have worked with early entrants like Met Life,Guest Posting Zurich, ICICI and others.

Background to the Indian economy

Ever since the economy was opened up in 20 years ago India has been growing as an economy at nearly double digits.

As the working middle class becomes a sizable number the insurance industry has started growing at an incredible rate. It has grown over 200% since 2006. Even last year that insurance industry has grown by over 45%. Analysts predict the industry is going to grow at least 10% in 2010 to become a $42Billion industry. Even with this growth rate only 5% of the country is actually covered by any form of insurance.

The research has been conducted by the VA consulting team working with inputs from several insurance leaders in the Indian market that have worked with early entrants like Met Life, Zurich, ICICI and others.

There are insurance governing bodies have been formed and governing bodies have brought about a number of changes to standardize the insurance sector but more changes are expected especially in the personal and life area.

There are many factors to probe into as an investor or venturing into the Indian market. Our guidance to companies that are interested in entering the Indian market is:

The consumers as well as the investors should be focusing on the insurer’s financial strength and capability to meet ongoing responsibilities to its policyholders.

Utah Health Insurance Companies – Getting Quotes and Comparing Plans

April 21st, 2022 by admin No comments »

There are several reliable health insurance companies that offer plans in Utah. Here are the main ones and a little about each one:

Altius Health Plans

Altius has a variety of unique plan options. Their large independent network of doctors allows customers to choose from the Mountain Star hospitals and an independent network of doctors. Altius offers a free dental discount plan to all of their Utah members that purchase a health plan. Because there are so many babies born in Utah, Altius has chosen to have a $7,500 deductible for maternity. In my experience, people have been very happy with, and loyal to, Altius Health Plans.

Assurant Health Plans

Assurant Health offers a wide variety of plans, but their most unique advantage is their OneDeductible plan which is compatible with a health savings account. Assurant Health is able to accept many people who have been denied by other Utah insurance companies because of their innovative “condition specific deductibles”. Assurant also offers 24 and 36 month rate guarantees on some of their plans, as well as the lowest individual & family maternity deductible in the state ($2,500 in 2009). Assurant offers Utah residents the ability to choose their maternity deductible, which is completely unique to the Utah market.


HumanaOne has a large doctor and hospital network in Utah, called Choice PPO. They have done a great job offering affordably priced health savings account compatible plans. In fact, if you are looking to buy a high deductible health plan that is eligible to be used with a health savings account in Utah, HumanaOne will ilkely be the best option. HumanaOne offers term life and dental insurance along with their Utah insurance plans and makes it easy for Utah customers to transfer their plan from state to state if they move.

Regence Blue Cross Blue Shield of Utah

Regence Blue Cross is a solid competitor in the market and boasts a fairly low maternity deductible compared to other Utah health insurers. Blue Cross has the largest PPO doctor network in the state of Utah, called ValueCare. Regence Blue Cross Blue Shield of Utah continues to have a good reputation, solid plans, and competitive rates compared to other Utah insurers.


SelectHealth has exclusive network use of the Intermountain Healthcare hospitals. In addition, SelectHealth’s kids plans make for an attractive option for children under the age of 18. Selecthealth also offers optional dental insurance with each of their individual and family plans, making it easy to get your health and dental in one place. On top of receiving national attention for their ability to provide quality care at an affordable price, with excellent patient outcomes, they have received national awards for quality of care and innovation in the Utah marketplace.

There are many quality options for Utah residents shopping for health insurance in Utah. Stick to one of the main companies above and you will be happy with the choice you make.

How Your Business Is Perceived By Using Reputation Management

March 18th, 2022 by admin No comments »

Is it true that you are keen on finding out about dealing with your standing? Have you been searching for accommodating and solid data? Indeed, this article will ensure you get a few strong ideas. It will assist you with sorting out some way to more readily deal with your standing.

Posting data via online media locales is essential to your business’ standing. You should post a few times each week at any rate to actually run an advertising effort. Assuming you see that posting via online media locales is overpowering, consider recruiting an aide to make your posts for you.

At the point when individuals invest in some opportunity to offer something about your business, it is vital that you are sufficiently gracious to answer. While you might be an extremely bustling individual, it shows your crowd that you really care about them and what they need to say. This is imperative to keep a consistent client base.

At the point when you talk with your crowd, ensure that you do as such in a conversational tone. Individuals try to avoid the possibility of entrepreneurs continuously addressing them with promoting to them. While you would like to make a deal, you ought to never cause a client to feel like this is your main concern.

Be grateful. Assuming somebody leaves a decent audit about your organization, send them an individual message and express gratitude toward them for their criticism. On the off chance that conceivable, send your client a coupon for a specific percent off on their next buy as a much obliged. In the event that this is preposterous, earnestly say thanks to them for their input.

Assuming you will utilize anybody’s thoughts, you ought to constantly make a point to give them credit for that. Everybody out there can advance a little from others, so giving due credit will show individuals that you don’t think you are over that. This is an extraordinary method for getting their appreciation.